MedAmerica's Long Term Care Resource Center provides valuable information on long term care to help you develop a long term care financing plan that suits your needs. Explore our Web site to learn more about long term care, the MedAmerica Companies, and options offered in your state of residence.

What is long term care?
People who need ongoing assistance with the activities of daily living (ADLs) due to a prolonged physical illness, disability, or cognitive impairment such as Alzheimer's disease need long term care. ADLs include activities that you might take for granted your ability to do independently such as bathing, eating, dressing, toileting, continence and transferring. People who need long term care may receive it in a setting such as a nursing home or assisted living facility, or in their own homes.¹

Who pays for long term care?
Many people believe that Medicare or Medicaid pay for long term care. However, Medicare only pays for the cost of some skilled care in an approved setting under specific circumstances, not to exceed 100 days per benefit period. Medicaid only pays for long term care for low-income individuals who have spent most or all of their assets.²

What can I do to protect my family?
Click the Learn More button to explore some options that may be available to you.

¹ A Shopper's Guide to Long-Term Care Insurance, National Association of Insurance Commissioners, 2008

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